Business Credit Card

Opening a business credit card can be one of the smartest decisions when starting or having a business. A business credit card helps to build the business credit and sometimes personal credit and often easier to get than a traditional loan. The interest rates are typically higher however many cards if the balance is paid in full each month have an effective interest rate near zero. Not only that but can earn points on some cards and redeem them for cash effectively paying you for using someone else's money.